Peanut Butter Cup Overnight Oats

Featured in: All-American Desserts

These indulgent overnight oats combine creamy peanut butter with a luscious chocolate ganache layer, creating a decadent breakfast that tastes like dessert. The oats soften overnight while absorbing the flavors, resulting in a perfectly thick and spoonable texture. Each serving packs 17 grams of protein, making it as nourishing as it is delicious.

The cocoa ganache swirl adds an extra touch of richness without being overpowering, while mini chocolate chips provide satisfying crunch throughout. Simply layer the ingredients before bed, and wake up to a luxurious, no-cook morning meal that keeps you fueled for hours.

Updated on Sun, 08 Feb 2026 12:44:00 GMT
Two jars of Peanut Butter Cup Overnight Oats layered with rich cocoa ganache and mini chocolate chips. Save
Two jars of Peanut Butter Cup Overnight Oats layered with rich cocoa ganache and mini chocolate chips. | dashofstates.com

There's something magical about waking up to breakfast already waiting for you, and that's exactly what happened the first time I made these overnight oats. I'd been experimenting with layered desserts and suddenly thought, why not apply that to breakfast? The moment I spooned into that creamy oat base and hit the ribbon of cocoa ganache, I knew I'd stumbled onto something special. Now it's become my go-to when I need to feel fancy on a busy morning without actually trying hard.

I made this for my roommate once when she was stressed about a presentation, and watching her face light up when she grabbed it from the fridge made my whole week. She kept saying it couldn't possibly be something she could eat before 8 AM because it felt too indulgent. That's when I realized this recipe bridges that gap between treating yourself and actually nourishing yourself, which feels rare these days.

Ingredients

  • Old-fashioned rolled oats: The texture matters here—steel-cut will stay too firm overnight, but rolled oats absorb the liquid and become creamy without turning mushy.
  • Milk of choice: The base of everything, so pick something you actually enjoy drinking because you'll taste it.
  • Plain Greek yogurt: Don't skip this; it adds tanginess that balances the sweetness and thickens the whole mixture into something spoon-worthy.
  • Natural peanut butter: The kind with just peanuts and salt, because the added oils in other butters can separate overnight.
  • Chia seeds: These absorb liquid and swell up, creating that pudding-like texture that makes overnight oats actually special.
  • Maple syrup or honey: Just enough to sweeten without making it feel like dessert for breakfast—find your own balance here.
  • Vanilla extract: A small amount that somehow makes everything taste more like itself.
  • Unsweetened cocoa powder: The real stuff, not the mix with sugar already in it, so you control the sweetness level.
  • Mini chocolate chips: They soften slightly overnight but keep their shape, creating little bursts of chocolate texture.

Instructions

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Build your base:
Combine oats, milk, yogurt, peanut butter, chia seeds, maple syrup, vanilla, and salt in a bowl and really mix it until the peanut butter is evenly distributed—no pockets of unmixed butter hiding at the bottom. The mixture should look creamy and slightly thick, not soupy.
Make the ganache:
Whisk cocoa powder, milk, and maple syrup together in a small bowl until you have a smooth, pourable sauce with no cocoa lumps. It should look like thin chocolate frosting.
Layer with intention:
Spoon half your oat mixture into each jar, then add a generous layer of cocoa ganache on top, then finish with the remaining oats. The ganache will try to sink, which is fine—just make sure you can see it as you look through the glass.
Top and cover:
Sprinkle mini chocolate chips on top, add peanuts if you're using them, and maybe drizzle a tiny bit more peanut butter if you're feeling it. Cover tightly because overnight oats absorb odors from your fridge.
Chill and wait:
Refrigerate for at least 4 hours but ideally overnight, which gives the oats time to soften and all those flavors to get cozy with each other. The longer it sits, the better the texture becomes.
Eat straight from the container:
No reheating needed, though some people prefer to let it sit on the counter for 5 minutes first. Grab a spoon and eat it right out of the jar if you're in a rush.
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Overnight oats topped with chopped peanuts and a drizzle of peanut butter for a protein-packed breakfast. Save
Overnight oats topped with chopped peanuts and a drizzle of peanut butter for a protein-packed breakfast. | dashofstates.com

My sister came home from a difficult shift at the hospital and found one of these waiting for her in the fridge, and she actually sat down at the table and ate it slowly instead of rushing through breakfast standing up. That's when I understood that food isn't just about nutrition or convenience—sometimes it's about someone saying, I thought about you this morning.

The Secret to Creamy Overnight Oats

The Greek yogurt is the real MVP here, and I didn't appreciate it until I tried making overnight oats without it. The yogurt adds protein, creates a creamy texture that oats alone can't achieve, and the tang it brings cuts through the sweetness of the peanut butter and chocolate perfectly. It also helps the oats maintain a pleasant texture instead of becoming one uniform mush.

Why Layering Actually Matters

You might think layering is just for looks, but when you spoon through these oats, hitting that cocoa ganache layer creates a completely different eating experience than if everything was mixed together. Each bite feels like you're discovering something, plus the layers keep the cocoa flavor concentrated rather than diluted throughout. It's a small thing that makes the whole breakfast feel more intentional.

Make-Ahead Magic and Storage

These last about 2-3 days in the fridge before the oats get too soft, so make them at the start of the week and you have grab-and-go breakfasts waiting. I keep them in glass jars because they're pretty to look at, take up less space, and you can see exactly how much you have left. The first morning is always best, so plan accordingly if you're feeding more than yourself.

  • Make a batch on Sunday night and you'll have breakfast sorted until Wednesday morning.
  • If your oats get too thick, add a splash of milk and stir before eating—they don't get ruined, just thicker.
  • Don't freeze these; the texture becomes weird and watery when they thaw.
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Peanut Butter Cup Overnight Oats with creamy oats, chocolate ganache, and a dollop of Greek yogurt. Save
Peanut Butter Cup Overnight Oats with creamy oats, chocolate ganache, and a dollop of Greek yogurt. | dashofstates.com

This recipe taught me that breakfast doesn't have to be boring or rushed, and you don't need complicated techniques to feel like you're treating yourself in the morning. I hope it becomes part of your routine too.

Recipe FAQ

How long do these oats last in the refrigerator?

These layered oats stay fresh for up to 4 days when stored in airtight containers. The textures hold up beautifully, making them ideal for meal prep batches.

Can I use quick oats instead of old-fashioned rolled oats?

Quick oats will work but result in a softer, more porridge-like texture. Old-fashioned rolled oats provide better structure and a more satisfying chew after overnight soaking.

What's the best way to customize the protein content?

Add a scoop of chocolate or vanilla protein powder to the oat mixture before refrigerating. Greek yogurt already contributes protein, but powder can boost each serving to 25+ grams.

Is the cocoa ganache layer necessary?

The ganache creates that signature peanut butter cup experience, but you can skip it and simply swirl extra cocoa powder into the oats for a lighter chocolate note.

Can I make this dairy-free?

Absolutely. Use any unsweetened plant-based milk and swap Greek yogurt for coconut yogurt or a dairy-free alternative. The texture remains creamy and satisfying.

Should I stir before eating?

That's up to you. Stirring combines the layers for a uniform chocolate-peanut flavor, while eating undisturbed preserves the beautiful ganache stripe and distinct texture variations.

Peanut Butter Cup Overnight Oats

Creamy peanut butter oats with rich cocoa ganache and chocolate chips

Prep duration
10 min
Cook duration
1 min
Complete duration
11 min
Created by Jordan Miller


Complexity Easy

Heritage American

Output 2 Portions

Nutritional considerations Meat-free

Components

Oats Mixture

01 1 cup old-fashioned rolled oats
02 1 cup milk of choice, dairy or unsweetened plant-based
03 1/2 cup plain Greek yogurt or plant-based yogurt
04 2 tablespoons natural peanut butter
05 1 tablespoon chia seeds
06 1 tablespoon maple syrup or honey
07 1 teaspoon vanilla extract
08 Pinch of salt

Cocoa Ganache

01 2 tablespoons unsweetened cocoa powder
02 2 tablespoons milk of choice
03 1 tablespoon maple syrup or honey

Toppings

01 2 tablespoons mini chocolate chips
02 1 tablespoon chopped roasted peanuts, optional
03 Additional peanut butter for drizzling, optional

Method

Phase 01

Prepare Oat Base: In a medium bowl, combine oats, milk, Greek yogurt, peanut butter, chia seeds, maple syrup, vanilla extract, and salt. Mix until well incorporated and no dry oats remain.

Phase 02

Create Cocoa Ganache: In a small bowl, whisk together cocoa powder, milk, and maple syrup until smooth and fully emulsified.

Phase 03

Layer Components: Divide oat mixture evenly between two jars or bowls. Layer half of the oat mixture, followed by cocoa ganache, then finish with remaining oats in each container.

Phase 04

Add Toppings: Top each serving with mini chocolate chips and, if desired, chopped roasted peanuts and a drizzle of peanut butter.

Phase 05

Refrigerate Overnight: Cover containers and refrigerate for at least 4 hours or overnight to allow oats to fully hydrate and flavors to meld together.

Phase 06

Serve: Enjoy directly from the refrigerator. Stir gently before consumption if desired to redistribute layers.

Necessary tools

  • Mixing bowls
  • Whisk
  • Measuring cups and spoons
  • Jars or airtight containers

Allergy details

Review each component for potential allergens and seek professional medical guidance if you're uncertain.
  • Contains peanuts and tree nuts
  • Contains dairy from yogurt and milk
  • Contains soy if soy milk is used
  • For nut allergies, substitute seed butter and verify chocolate chips are nut-free

Nutrient breakdown (each portion)

These figures are approximate and shouldn't replace professional health advice.
  • Energy: 380
  • Fats: 15 g
  • Carbohydrates: 44 g
  • Proteins: 17 g