Peanut Butter Cup Oats

Featured in: All-American Desserts

These overnight oats combine old-fashioned rolled oats with almond milk, Greek yogurt, and natural peanut butter for a creamy base. A rich cocoa ganache layer adds depth and chocolate chips and chopped peanuts finish it off with texture and flavor. Simply prepare the mixture, layer with ganache, chill overnight, and enjoy a protein-packed, decadent breakfast that’s easy to make and perfect for busy mornings.

Updated on Mon, 09 Feb 2026 16:37:00 GMT
Velvety overnight oats layered with rich cocoa ganache and mini chocolate chips, inspired by the classic peanut butter cup flavor combination. Save
Velvety overnight oats layered with rich cocoa ganache and mini chocolate chips, inspired by the classic peanut butter cup flavor combination. | dashofstates.com

My coworker swore by overnight oats but insisted they were boring until she brought in a jar one morning that smelled like dessert. That first spoonful—the way the creamy peanut butter base gave way to rich cocoa layers—completely changed my breakfast game. I went home that night determined to reverse-engineer her creation, and what emerged was this peanut butter cup version that tastes indulgent but actually fuels your entire morning. Now I make a batch every Sunday, and somehow it never gets old.

I served this to my roommate on a chaotic Monday morning when we were both running late, and she sat down at the kitchen table, took one bite, and just closed her eyes. That small moment—watching someone genuinely enjoy something you made—reminded me that breakfast doesn't have to be complicated to feel special. Now she requests it by name when she knows I'm making a batch.

Ingredients

  • Old-fashioned rolled oats: The texture matters here—they absorb liquid beautifully and stay distinct rather than turning mushy, which keeps each spoonful interesting overnight.
  • Unsweetened almond milk: Use whatever milk you have on hand, but unsweetened keeps the sweetness balanced since the peanut butter and honey already bring plenty.
  • Plain Greek yogurt: This is the secret to the creamy consistency—don't skip it or use regular yogurt, the protein content makes the difference.
  • Natural peanut butter: The less processed the better; it actually blends more smoothly and tastes more genuine than the heavily sweetened versions.
  • Honey or maple syrup: Either works, though maple syrup gives a slightly deeper flavor that pairs beautifully with cocoa.
  • Vanilla extract: Just a teaspoon rounds out the sweetness and makes the whole thing taste more sophisticated.
  • Chia seeds: Optional but worth it if you like extra thickness and a subtle textural moment in each bite.
  • Protein powder: Also optional, but a scoop makes this genuinely filling enough to get you through a full morning without a mid-morning snack emergency.
  • Unsweetened cocoa powder: Use good quality here—the difference between grocery store cocoa and better cocoa is noticeable in the ganache layer.
  • Mini chocolate chips: They soften slightly as they sit, creating little pockets of chocolate rather than staying hard and waxy.
  • Roasted peanuts: The crunch saves you from every single texture being creamy, and roasted ones add a salty note that balances the sweetness perfectly.

Instructions

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Build the peanut butter base:
In a medium bowl, combine oats, almond milk, Greek yogurt, peanut butter, honey, vanilla, salt, and chia seeds if using. Stir until everything is evenly distributed and creamy—this takes about a minute of actual stirring, and you'll feel when it's ready.
Create the cocoa ganache:
In a small bowl, whisk together cocoa powder, maple syrup, and milk until you have a smooth, glossy mixture with no streaks of dry cocoa powder. The ganache should be thick enough to spread but pourable enough to layer.
Layer the first base:
Divide half the oat mixture between two jars or containers, pressing it down gently to create an even layer that will anchor everything above it.
Add the chocolate layer:
Spread or pour half the ganache over the oats in each jar, letting it settle into a distinct layer that you'll appreciate with every spoonful.
Top with the second oat layer:
Add the remaining oat mixture on top of the ganache, distributing it evenly so both jars are balanced and will look beautiful when you open them.
Finish with ganache and toppings:
Pour the remaining ganache over the top, then sprinkle chocolate chips and peanuts across the surface. Cover the jars with lids and refrigerate for at least four hours or overnight.
Serve with intention:
Grab a jar straight from the fridge—the cold is part of the appeal—and stir it together if you want uniformity or leave it layered if you prefer the contrast. Eat slowly enough to enjoy it.
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There's something quietly satisfying about pulling a finished jar from the fridge and knowing you're about to eat something that tastes completely intentional, made entirely by your own hands. Breakfast became less about rushing and more about this small daily ritual.

Making It Your Own

The beauty of overnight oats is that they're genuinely flexible—I've played with dozens of variations and learned that the formula stays solid as long as you keep the base ratio consistent. You can swap the almond milk for oat milk or coconut milk, use almond butter or sunflower seed butter instead of peanut, or even experiment with different protein powder flavors if that's your thing. Some mornings I'll add a pinch of instant espresso powder to the ganache layer for a mocha moment, and once I tried layering in a bit of peanut butter swirl between the two oat layers, which was absurdly good.

Storage and Make-Ahead Strategy

I've found that these jars last beautifully for three days in the fridge, which makes Sunday meal prep actually worth the time investment. The oats continue to absorb liquid as they sit, so by day three they're almost thicker than when you first made them, which some people love and others might want to add a splash more milk to. Make sure your jars have tight-fitting lids—nobody wants watery overnight oats from condensation.

Flavor Variations and Swaps

Once you nail this version, the world opens up—I've made versions with dark chocolate and sea salt, tried adding a layer of caramel sauce under the ganache, and even made a birthday-cake-themed version with sprinkles that my niece absolutely lost her mind over. The cocoa ganache is honestly the star here, so protecting that flavor while playing with everything else around it tends to work beautifully. You could easily use cookie butter instead of peanut butter, or create an entirely different dessert-breakfast hybrid once you understand how the layers work together.

  • For a vegan version, swap Greek yogurt for coconut or cashew yogurt and ensure your chocolate chips are dairy-free.
  • Add granola or cacao nibs right before eating if you're craving crunch that morning.
  • Make five jars at once and you've got breakfast handled for your entire work week.
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High-protein peanut butter cup overnight oats topped with chopped peanuts and chocolate chips for a satisfying, healthy breakfast treat. Save
High-protein peanut butter cup overnight oats topped with chopped peanuts and chocolate chips for a satisfying, healthy breakfast treat. | dashofstates.com

This recipe has become one of those reliable friends in my kitchen—always solid, never disappointing, and genuinely better than it has any right to be for something so simple. Make it this week and see what I mean.

Recipe FAQ

Can I prepare this in advance?

Yes, the oats benefit from chilling for at least 4 hours or overnight to develop a creamy texture and meld the flavors.

Can I substitute ingredients for dietary needs?

Plant-based yogurt and non-dairy milk can be used for a vegan-friendly version. Use vegan chocolate chips to maintain dietary requirements.

What gives the oats their creamy texture?

Greek yogurt combined with almond milk and natural peanut butter creates a smooth, rich consistency.

How is the cocoa ganache made?

Mix unsweetened cocoa powder with maple syrup and milk until smooth and glossy, then layer it between the oat mixtures.

Can I add extra toppings for crunch?

Yes, chopped roasted peanuts and mini chocolate chips add texture, and granola or cacao nibs can be added before serving for extra crunch.

Is this suitable for a high-protein diet?

Yes, the addition of Greek yogurt and optional protein powder boosts protein content, supporting a nutritious start to your day.

Peanut Butter Cup Oats

A creamy oat blend layered with cocoa ganache and chocolate chips for a rich, healthy morning treat.

Prep duration
10 min
Cook duration
1 min
Complete duration
11 min
Created by Jordan Miller


Complexity Easy

Heritage American

Output 2 Portions

Nutritional considerations Meat-free, No gluten

Components

Oats Mixture

01 1 cup old-fashioned rolled oats
02 1 cup unsweetened almond milk
03 3/4 cup plain Greek yogurt
04 3 tablespoons natural peanut butter
05 2 tablespoons honey or maple syrup
06 1 teaspoon vanilla extract
07 Pinch of salt
08 2 tablespoons chia seeds
09 1 scoop vanilla or chocolate protein powder

Cocoa Ganache Layer

01 2 tablespoons unsweetened cocoa powder
02 2 tablespoons pure maple syrup or honey
03 2 tablespoons milk of choice

Toppings

01 2 tablespoons mini chocolate chips
02 1 tablespoon chopped roasted peanuts

Method

Phase 01

Combine Base Mixture: In a medium bowl, combine oats, almond milk, Greek yogurt, peanut butter, honey or maple syrup, vanilla extract, salt, chia seeds, and protein powder. Stir until well combined and creamy.

Phase 02

Prepare Cocoa Ganache: In a small bowl, whisk together cocoa powder, maple syrup or honey, and milk until smooth and glossy.

Phase 03

Layer First Oat Section: Divide half of the oat mixture between two jars or containers. Spread half of the cocoa ganache on top of the oats in each jar.

Phase 04

Complete Layering: Layer the remaining oat mixture over the ganache, then finish with the rest of the ganache on top.

Phase 05

Add Toppings: Sprinkle mini chocolate chips and chopped peanuts over the top of each container.

Phase 06

Chill: Cover and refrigerate for at least 4 hours, or overnight, until thick and creamy.

Phase 07

Serve: Remove from refrigerator and serve chilled. Stir before eating if desired.

Necessary tools

  • Mixing bowls
  • Whisk
  • Measuring cups and spoons
  • 2 jars or containers with lids

Allergy details

Review each component for potential allergens and seek professional medical guidance if you're uncertain.
  • Contains peanuts
  • Contains dairy from Greek yogurt
  • May contain soy from chocolate chips and protein powder

Nutrient breakdown (each portion)

These figures are approximate and shouldn't replace professional health advice.
  • Energy: 410
  • Fats: 16 g
  • Carbohydrates: 50 g
  • Proteins: 22 g